Top 6 Money Management Apps To Finally Meet Your Money-saving Resolutions
Summer is a great time to make some life-changing resolutions. Becoming more careful with money is easily one of the most common among them, and yet, one of the hardest to achieve, for obvious reasons. Let’s face it – we love to spend money without thinking too much about it, as it gives that true feeling of freedom. Small expenses here and there, and by the end of the month you are left wondering – where has all my money gone?
Fortunately, there are simple but effective ways to get your spending back under control. Everyone has a smartphone, and millions of developers work day and night to turn it into a really smart personal assistant.
That’s why we gathered this short list of useful money management apps for 2016 that will keep track of your funds, so you can make real changes to your life based on real data, not vague memories of how many coffees you had that really demanding morning…
Let’s start with the basics: you need to take care of your budget, how much and where you spend on the little things that add up throughout the whole month.
Spendee is a handy visual application that keeps track of all your expenses – simply log in types of spending, and monitor the specialized feed that tracks how much you spend. Inserting every penny makes perfect sense; you will have to think twice about yet another impulsive purchase, knowing you will have to add it to your ever-growing expense list. Indeed, Spendee is a very visual account of your spending habits, and the rate you burn holes in your pockets.
Looking for something more powerful? How about your very own personal accountant? This app allows you draw an entire financial plan for yourself – with targets, incomes and detailed expenses. Download and backup all your data on the go, so you can always stay on top of things. Your financial plans are accessible and editable from any and all of your devices.
Probably the most powerful app out there – all typical budget functions, plus so much more! You can link your bank account data, all your card info, bills you need to pay on a regular basis. With this app you have a full overview of your financial status. It can remind you about upcoming bills, specific payments, monitor your daily spending and send alarms if you spend too much (it sees your cards, remember?). Mint is all-customizable and secure, with state-of-the-art visualization.
The world of finance is complex, and is comprised of specific interest rate calculation mechanisms, strange conditions and sophisticated formulas. Knowing exactly how much interest you will need to pay on your new gadget, loans, mortgage or credit card can be essential in preserving your financial health. This app will guide you through this process – simply input what you need and it will draw your potential expenses – step by step.
Currencies that are based on new technologies rather than on the will of particular central banks are becoming more and more popular. And for good reason. They are simply better for a vast array of purposes – payments, transactions, savings – you name it. So, it makes total sense these financial services should be available from your phone – and this app is the only choice for efficient and secure crypto-banking. As a nice bonus – you can also remotely disable your phone in case something unexpected happens to it.
Are you sending or receiving money from abroad, or maybe you are a frequent traveler? Are you simply fed up with unfair local exchange fees? The MoneyPolo App will help you manage your financial transfers on the go. With this app it is super easy to send money with the lowest possible fees, and get the best possible exchange rates. Make the MoneyPolo App the final brick in your financial stability fortress.
Why not try some of these applications, commit yourself to do it right, and you will be surprised how quickly you see real impact on your wallet. Maybe you really can afford yourself something you only dreamed of saving for ;).